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You do not need the HNA handicap card.

All you actually need is the HNA Handicaps app and your HNA Player ID. When you go to the golf club where you are playing you can open your round by giving the person at the counter your SA ID or HNA Player ID. You can also open your round at the terminal with your SA ID or HNA Player ID. At the end of the round you enter your score on the app.

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What Division will you be in for Club Champs 2019

The division you will be playing in will be based on your handicap index on the morning of the 2nd of March 2019 regardless of which markers you will play off. 

A Division    8.6 and below
B Division    8.7 to 14.1
C Division    14.2 and above

Interestingly, it is possible that a person in the C Division will be playing off a course handicap that is lower than a person in the B Division because they will be playing from different tees